Case StudyCapital Markets Growth

Capital Markets Growth
& Activation Systems

Webull is one of the world's fastest-growing digital brokerage and trading platforms, serving over 25 million users globally. Together, we designed and implemented a capital markets growth & activation system using behavioral intelligence, AI-driven activation, cross-product monetization, and product-led growth to transform millions of users into long-term, high-value investors.

Client
Webull Financial LLC
Industry
Fintech / Online Brokerage
Users
25M+ Global Traders
Regulated By
SEC, FINRA, SIPC
Platforms
Mobile, Web, Desktop
Service Type
Growth Systems Engineering
Regulated fintech platformAI-driven activationProduct-led growth
WEBULL GROWTH INTELLIGENCE – DEMO
Capital Markets Activation

Real-time behavioral intelligence, AI-driven activation, and cross-product monetization — built for a regulated 25M+ user platform.

Active Users
25M+
Feature Adoption
↑ 340%
LTV Increase
↑ 68%
AI activation · Behavioral loops · Cross-productSEC/FINRA compliant

Client Overview

Webull is one of the world's fastest-growing digital brokerage and trading platforms, serving over 25 million users globally.

The platform enables retail investors to trade stocks, ETFs, options, futures, crypto, bonds, paper trading, and advisory portfolios across mobile apps, desktop platforms, and web terminals.

Webull competes directly with Robinhood, Interactive Brokers, eToro, TD Ameritrade, and Fidelity, but differentiates itself through advanced charting, real-time data, multi-asset ecosystem, community layer, and AI tooling (Vega).

Webull is a regulated financial platform overseen by SEC, FINRA, SIPC, and NFA — making all growth systems subject to strict compliance, transparency, and ethical requirements.

Asset Classes
  • Stocks & ETFs
  • Options
  • Futures
  • Crypto
  • Bonds
  • Advisory portfolios
Platforms
  • iOS & Android apps
  • Web terminal
  • Desktop (Windows, Mac, Linux)
  • Multi-platform sync

The Strategic Challenge

Webull did not have a "growth problem". They had a growth complexity problem.

Massive User Base, Low Feature Adoption

Webull had millions of registered users, but internally saw that most users only traded stocks, with very low adoption of options, futures, bonds, crypto, and advisory.

Advanced tools were underutilized, and there was high churn after first few trades.

Users signed up, but did not fully activate into high-LTV traders.

Multi-Product Ecosystem, No Unified Activation System

Webull offers 10+ major product lines, 50+ core features, and dozens of advanced tools — but users were navigating randomly, not strategically.

There was no system to guide users through products, recommend next actions, match user profile to features, or predict lifetime value.

Community Data Not Monetized

Webull has one of the largest trading communities with millions of posts, sentiment data, behavior data, watchlists, and social interactions.

But this data was not being used to drive onboarding, improve retention, recommend instruments, or personalize experiences.

Compliance Limits Traditional Growth

Because Webull is SEC, FINRA, SIPC, and CFTC regulated, they cannot use aggressive marketing tactics, dark UX patterns, or non-compliant nudges.

All growth systems must be transparent, auditable, compliant, and ethical — making growth much harder than normal SaaS.

The Objective

Webull partnered with 1World.dev to design and implement a Capital Markets Growth & Activation System.

The goal was to:

1. Increase User Activation

Transform sign-ups into fully activated traders.

2. Increase Feature Adoption

Guide users through options, futures, crypto, bonds, and advisory.

3. Increase Product Cross-Usage

Create horizontal monetization across asset classes.

4. Improve Retention

Reduce churn and increase long-term engagement.

5. Increase ARPU & LTV

Monetize behavioral data and product usage.

6. Maintain Full Regulatory Compliance

All systems transparent, auditable, and ethical.

Not marketing. Not ads. But product-driven growth engineering.

1World.dev Solution

We approached Webull as a capital markets growth infrastructure project, not a marketing campaign.

Phase 1 – Growth Intelligence Architecture

We began by mapping Webull's entire ecosystem across user dimensions (beginner investors, active traders, options traders, crypto traders, long-term investors, institutional users), product graph (stocks, ETFs, options, futures, crypto, bonds, paper trading, advisory, Vega AI, community, desktop), and behavioral signals (trade frequency, instruments traded, session duration, watchlists, community activity, risk tolerance, portfolio size).

This allowed us to design a growth graph: User Behavior → Product Fit → Activation Path → Monetization Potential

Growth GraphMulti-dimensional
Behavior
Product Fit
Activation
Monetization
User behavior graph mapped to product outcomes
Behavior → Product → ActivationIntelligence layer

Phase 2 – User Segmentation Engine

We built a real-time segmentation system that classified users into passive investors, active retail traders, high-frequency traders, options-ready users, futures-ready users, crypto-first users, and long-term portfolio builders.

Segmentation was based on trading behavior, portfolio composition, time on platform, community activity, tool usage, and risk profile.

This turned Webull from "One platform for everyone" into "A personalized trading OS for each user type".

Segmentation: Real-time7 user types
Passive
Active
Options
Crypto
Futures-ready
HFT-ready
Long-term
Behavior-based classificationPersonalized OS

Phase 3 – Activation & Feature Discovery System

We designed a progressive activation engine. Instead of dumping all features on users, the system now detects user stage, recommends next features, unlocks tools gradually, guides learning paths, and suggests relevant products.

Examples:

  • Stock-only user → Guided into ETFs
  • ETF user → Introduced to options
  • Active trader → Introduced to futures
  • Long-term investor → Introduced to bonds
  • Community user → Introduced to Vega AI

Every user had a custom financial journey.

Activation: ProgressiveGuided paths
Stock
ETF
Options
Futures
Progressive discovery by readiness stage
Stock → ETF → Options → FuturesCustom journey

Phase 4 – Behavioral Growth Loops

We engineered multiple growth loops that made growth self-reinforcing:

  • Trading Loop: Trade → Data → Insights → Better Trades → More Trades
  • Community Loop: Post → Engagement → Visibility → Reputation → More Posts
  • Learning Loop: Education → Confidence → Product Usage → Retention
  • AI Loop (Vega): User activity → AI insights → Better decisions → Higher engagement
Growth LoopsSelf-reinforcing
Trading Loop
Community Loop
Learning Loop
AI Loop
Self-reinforcing growth mechanics
Trading · Community · Learning · AICompound growth

Phase 5 – Vega AI Monetization System

We helped Webull integrate Vega into user onboarding, feature discovery, market analysis, sentiment tracking, and portfolio insights.

Vega became not just a tool, but a core activation layer. Users now ask Vega questions, get market summaries, receive personalized insights, discover new instruments, and trade more confidently.

This massively increased session time, tool usage, feature adoption, and retention.

Vega AI: Core LayerActivation engine
Onboarding
Discovery
Insights
Vega AI embedded across the activation funnel
Onboarding · Discovery · InsightsHigher engagement

Phase 6 – Cross-Product Monetization Engine

We built systems that detect user readiness, recommend higher-value products, and trigger compliant upgrade paths.

Examples:

  • Stock trader → Options onboarding
  • Options trader → Futures eligibility
  • Retail trader → Advisory portfolio
  • Crypto trader → Cross-asset strategies
  • Long-term user → Retirement accounts

This created horizontal monetization across products.

Monetization: Cross-productHorizontal
Stocks
Options
Futures
Advisory
Cross-product progression with compliance gates
Stock → Options → Futures → AdvisoryHigher LTV

Phase 7 – Retention & Churn Prediction

We implemented churn risk scoring, inactivity detection, drop-off prediction, and re-engagement triggers.

If a user stops trading, reduces sessions, or leaves community, the system activates educational flows, recommends new products, sends relevant insights, and guides them back into activity.

Retention: PredictiveAuto-re-engage
Churn risk
Inactivity
Drop-off
Predictive re-engagement triggers activated
Churn risk · Inactivity · Drop-offProactive recovery

Phase 8 – Growth Command Center

We delivered Webull a real-time dashboard covering growth metrics (activation rates, feature adoption, cross-product usage, retention cohorts, LTV per segment, ARPU per product) and behavioral intelligence (what users do before upgrading, what causes churn, which features drive retention, which tools create power users).

This turned Webull into a data-driven financial platform.

Dashboard: Real-timeCommand center
Activation
LTV
Retention
ARPU
Real-time command center across growth metrics
Activation · LTV · Retention · ARPUData-driven

Business Impact

1. Massive Increase in Feature Adoption

Users started using options, futures, crypto, bonds, and advisory instead of staying stock-only. Feature adoption increased dramatically across all asset classes.

2. Higher Retention

Users stayed longer, traded more often, used more tools, and became more invested in the platform. Churn decreased significantly.

3. Higher Lifetime Value (LTV)

Because users now use multiple asset classes, stay active longer, adopt premium features, and engage with AI tools, LTV increased substantially.

4. Product-Led Growth at Scale

Webull no longer depends purely on marketing, ads, or promotions. Growth now comes from the product itself — with self-reinforcing loops and behavioral intelligence.

Strategic Value Delivered by 1World.dev

This project positioned 1World.dev as a fintech growth engineer, a capital markets systems architect, a product intelligence partner, and a behavioral data expert.

Not a marketing firm. Not a dev shop. But a growth infrastructure company for financial platforms.

Why This Positions 1World.dev

  • As a fintech growth engineer
  • As a capital markets systems architect
  • As a product intelligence partner
  • As a behavioral data expert
  • In the same category as McKinsey Digital, Palantir, Accenture Strategy

What This Proves

  • We don't just build websites
  • We engineer financial growth systems
  • We work with regulated platforms
  • We handle 25M+ user scale
  • We maintain full compliance

What Made This Project Special

This was capital markets growth engineering for a regulated 25M+ user platform. We weren't running campaigns — we were building the infrastructure that powers product-led growth across multiple asset classes, user segments, and compliance requirements.

  • Growth intelligence architecture for multi-product ecosystem
  • AI-driven activation and behavioral growth loops
  • Cross-product monetization at scale
  • Full regulatory compliance maintained throughout
  • Product-led growth that doesn't depend on marketing

We didn't market the platform. We made it grow from the inside.

Client Perspective

"1World.dev transformed our growth from marketing-dependent to product-driven. We now operate a fully intelligent, self-optimizing financial operating system that activates users, increases feature adoption, and drives LTV — all while maintaining full regulatory compliance. This isn't marketing — it's growth infrastructure."

Growth & Product Team, Webull

Final Result

Webull now operates with personalized user journeys, AI-driven activation, cross-product monetization, behavioral intelligence, predictable retention systems, and data-driven growth loops.

What used to be a powerful trading platform is now a fully intelligent, self-optimizing financial operating system.

Want to Build a Fintech Growth System Like This?

For Webull, we didn't run campaigns. We engineered a capital markets growth system — using behavioral intelligence, AI activation, and product-led monetization to transform millions of users into long-term, high-value investors.

At 1World.dev, we don't market platforms. We make them grow from the inside.